.how-to-apply-page{background:#fff;min-height:100vh;padding-top:50px}.apply-hero{background:linear-gradient(135deg,#001f7a,#0038b8 45%,#0060ff);overflow:hidden;padding:110px 20px 90px;position:relative;text-align:center}.hero-bg-shapes{inset:0;pointer-events:none;position:absolute;z-index:1}.hero-shape{border-radius:50%;filter:blur(70px);position:absolute}.hero-shape-1{background:#ffffff12;height:600px;right:-150px;top:-200px;width:600px}.hero-shape-2{background:#0070ff59;bottom:-100px;height:400px;left:-80px;width:400px}.hero-shape-3{background:#ffffff0d;height:250px;left:30%;top:40px;width:250px}.apply-hero:after{background-image:radial-gradient(#ffffff0f 1px,#0000 0);background-size:30px 30px;content:"";inset:0;pointer-events:none;position:absolute;z-index:1}.hero-container{margin:0 auto;max-width:820px;position:relative;z-index:10}.hero-badge{align-items:center;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#ffffff1f;border:1px solid #fff3;border-radius:30px;color:#fff!important;display:inline-flex;font-size:.78rem;font-weight:700;gap:8px;letter-spacing:2px;margin-bottom:28px;padding:8px 22px}.apply-hero h1{color:#fff;font-size:3.8rem;font-weight:900;letter-spacing:-.5px;line-height:1.08;margin-bottom:22px;text-shadow:0 2px 20px #00000026}.hero-subtitle{color:#ffffffd1;font-size:1.2rem;line-height:1.75;margin:0 auto 40px;max-width:600px}.hero-cta-btn{background:#fff;border-radius:50px;box-shadow:0 6px 28px #0003,0 0 0 0 #ffffff4d;color:#0038b8!important;display:inline-block;font-size:1.05rem;font-weight:800;letter-spacing:.2px;padding:16px 44px;text-decoration:none;transition:all .3s ease}.hero-cta-btn:hover{background:#f0f4ff;box-shadow:0 10px 36px #00000040;transform:translateY(-3px)}.container{margin:0 auto;max-width:1100px;padding:0 20px}.overview-section{background:#fff;padding:80px 20px}.overview-content{margin:0 auto 60px;max-width:800px;text-align:center}.overview-content h2{color:#0d2260;font-size:2.5rem;font-weight:700;margin-bottom:20px}.overview-content p{color:#3b5bdb;font-size:1.15rem;line-height:1.8}.stats-grid{grid-gap:40px;display:grid;gap:40px;grid-template-columns:repeat(3,1fr);margin:0 auto;max-width:900px}.stat-card{background:#f0f4ff;border:2px solid #0000;border-radius:12px;padding:32px;text-align:center;transition:all .3s ease}.stat-card:hover{border-color:#0038b8;box-shadow:0 8px 24px #0038b826;transform:translateY(-5px)}.stat-number{color:#0038b8;font-size:3.5rem;font-weight:900;line-height:1;margin-bottom:12px}.stat-label{color:#3b5bdb;font-size:1rem;font-weight:500}.section-header{margin-bottom:60px;text-align:center}.section-header h2{color:#0d2260;font-size:2.5rem;font-weight:700;margin-bottom:16px}.section-header p{color:#3b5bdb;font-size:1.1rem;margin:0 auto;max-width:600px}.steps-section{background:#f0f4ff;padding:80px 20px}.timeline{margin:0 auto;max-width:900px;position:relative}.timeline:before{background:linear-gradient(180deg,#0038b8,#0070ff);bottom:40px;content:"";left:30px;position:absolute;top:40px;width:4px}.timeline-item{margin-bottom:60px;padding-left:90px;position:relative}.timeline-item:last-child{margin-bottom:0}.timeline-marker{align-items:center;background:#fff;border:4px solid #0038b8;border-radius:50%;box-shadow:0 4px 12px #0038b840;display:flex;height:60px;justify-content:center;left:0;position:absolute;top:0;width:60px;z-index:10}.step-num{color:#0038b8;font-size:1.5rem;font-weight:900}.timeline-content{background:#fff;border:2px solid #0000;border-radius:12px;box-shadow:0 4px 16px #0038b814;padding:32px;transition:all .3s ease}.timeline-content:hover{border-color:#0038b8;box-shadow:0 8px 24px #0038b826;transform:translateX(5px)}.timeline-content h3{color:#0d2260;font-size:1.75rem;font-weight:700;margin-bottom:16px}.timeline-content>p{color:#3b5bdb;font-size:1.05rem;line-height:1.7;margin-bottom:20px}.step-list{display:flex;flex-direction:column;gap:12px;margin:20px 0}.list-item{align-items:flex-start;background:#f0f4ff;border-radius:8px;display:flex;gap:12px;padding:12px}.item-icon{flex-shrink:0;font-size:1.5rem}.list-item strong{color:#0038b8;font-weight:600}.requirements-checklist{display:flex;flex-direction:column;gap:10px;margin:20px 0}.check-item{background:#f0f4ff;border-left:3px solid #0038b8;border-radius:8px;color:#1e3a8a;font-size:1rem;padding:12px 16px}.info-box{border-radius:8px;font-size:.95rem;line-height:1.7;margin:20px 0;padding:16px 20px}.info-box.tip{background:#0038b814;border-left:4px solid #0038b8;color:#1e3a8a}.info-box.secure{background:#0050e014;border-left:4px solid #0050e0;color:#1e3a8a}.info-box.warning{background:#ffc1071a;border-left:4px solid #ffc107;color:#1e3a8a}.info-box.success{background:#0038b814;border-left:4px solid #0038b8;color:#0d2260}.info-box strong{align-items:center;display:inline-flex;gap:8px}.info-box svg{font-size:1.1rem;vertical-align:middle}.step-link{color:#0038b8;display:inline-block;font-size:1.05rem;font-weight:600;margin-top:16px;text-decoration:none;transition:all .2s ease}.step-link:hover{color:#0050e0;transform:translateX(5px)}.fee-box{background:#f0f4ff;border:1px solid #c7d4f8;border-radius:8px;margin-top:20px;padding:20px}.fee-box h4{color:#0038b8;font-size:1.1rem;font-weight:700;margin-bottom:12px}.fee-box p{color:#3b5bdb;margin:8px 0;padding-left:15px}.final-step .timeline-marker{background:#0038b814;border-color:#0038b8}.final-step .step-num{color:#0038b8}.tips-section{background:#fff;padding:80px 20px}.tips-grid{grid-gap:32px;display:grid;gap:32px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}.tip-card{background:#f0f4ff;border:2px solid #0000;border-radius:12px;padding:40px;text-align:center;transition:all .3s ease}.tip-card:hover{background:#fff;border-color:#0038b8;box-shadow:0 8px 20px #0038b826;transform:translateY(-5px)}.tip-icon{align-items:center;color:#0038b8;display:flex;font-size:3rem;justify-content:center;margin-bottom:20px}.tip-card h3{color:#0d2260;font-size:1.4rem;font-weight:700;margin-bottom:16px}.tip-card p{color:#3b5bdb;font-size:1rem;line-height:1.7}.apply-cta{background:#0038b8;padding:80px 20px}.cta-content{background:#fff!important;border-radius:24px;margin:0 auto;max-width:760px;overflow:hidden;padding:52px 60px;position:relative;text-align:center}.cta-content:after,.cta-content:before{content:none!important;display:none!important}.cta-content h2{color:#0038b8!important;font-size:3rem;font-weight:900;margin-bottom:20px;position:relative;z-index:10}.cta-content p{color:#3b5bdb!important;line-height:1.7;margin-bottom:40px;margin-left:auto;margin-right:auto;max-width:600px}.cta-btn,.cta-content p{font-size:1.2rem;position:relative;z-index:10}.cta-btn{background:#0038b8;border-radius:12px;box-shadow:0 4px 20px #0038b866;color:#fff;display:inline-block;font-weight:700;padding:20px 60px;text-decoration:none;transition:all .3s ease}.cta-btn:hover{background:#0050e0;box-shadow:0 6px 28px #0038b880;transform:translateY(-3px)}@media (max-width:968px){.apply-hero h1{font-size:2.5rem}.hero-subtitle{font-size:1.1rem}.stats-grid{gap:24px;grid-template-columns:1fr}.timeline:before{left:20px}.timeline-marker{height:40px;left:0;width:40px}.step-num{font-size:1.2rem}.timeline-item{padding-left:70px}.timeline-content{padding:24px}.timeline-content h3{font-size:1.4rem}.tips-grid{grid-template-columns:1fr}.cta-content{padding:44px 36px}.cta-content h2{font-size:2.2rem}}@media (max-width:768px){.apply-hero{padding:80px 20px 60px}.apply-hero h1{font-size:2rem}.hero-subtitle{font-size:1rem}.hero-cta-btn{text-align:center;width:100%}.apply-cta,.overview-section,.steps-section,.tips-section{padding:60px 20px}.overview-content h2,.section-header h2{font-size:2rem}.stat-number{font-size:2.5rem}.timeline:before{display:none}.timeline-item{margin-bottom:40px;padding-left:0}.timeline-marker{margin-bottom:16px;position:relative}.cta-content{border-radius:16px;padding:36px 24px}.cta-content h2{font-size:1.8rem}.cta-content p{font-size:1rem}.cta-btn{padding:18px 40px;width:100%}}@media (max-width:480px){.apply-hero h1{font-size:1.75rem}.overview-content h2,.section-header h2{font-size:1.6rem}.timeline-content h3{font-size:1.3rem}.tip-card{padding:30px 20px}}